Instantly Lock and Unlock your cards, anytime



LockByMobile provides an additional security layer for consumer accounts, such as credit, debit and prepaid cards, and even electronic wallets.

Take control with LockByMobile's disable and re-enable function by "locking and unlocking" your accounts using your mobile phone.

Lock it your way

LockByMobile offers greater flexibility to 'choose' the types of transaction channels you want to open for financial transaction.

You also have the option for “locking and unlocking” your account either via channel such as online purchasing, point of sale and other transaction channels or transaction settings such as amounts, location and merchant types.

Auto-Lock your cards
based on specific
parameters

Seamless user
interface for
multiple accounts

A portal, mobile app,
SMS and USSD based
secure facility

Set-up your
own alerts

One solution to
control all
your card
accounts

Consumer is
empowered to
decide on the
lock statuses

  • Auto-Lock your cards
    based on specific
    parameters

  • Seamless user
    interface for
    multiple accounts

  • A portal and
    mobile app-based
    secure facility

  • Set-up your
    own alerts

  • One app to
    control all
    your card
    accounts

  • Consumer is
    empowered to
    decide on the
    lock statuses

We've got you covered

LockByMobile is a unique platform that is accessible to and can integrate with any financial institution through various approaches of engagement, suitable and flexible enough to meet the requirements of the financial institution in terms of size, complexity and variety of product offering and distribution channels.

See How We Compare

We did not miss a thing

Security Features
Provide Trusted Client Channel
Provide Trusted Server Channel
Provide Secured Message
Provide 2 Factor Authentication
Provide Secured Account Status
Provide Transaction Alerts
& Notifications
Provide Manual & Automatic
Security Account Lock Function
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Card theft is very rampant
all over the world.

The rise of fraud at alarming rates in both ATM and Credit Cards has been increasing worldwide during the past 5 years.

Identity theft now accounts for nearly half (46%) of all fraud attempts in 2013 – compared with just 27% last year – highlighting the critical impact of ID theft. (Source: Experian)

Learn more
  • P220
  • M

The BSP said that about 1,272 incidents of
ATM fraud took place in 2013 involving about
P220 million, which was well above the
recorded P175 million lost to scams in 2012.

  • 47.3%

In 2012, US accounted for 47.3%
of the worldwide payment card
fraud losses BUT generated only
23.5% of total volume.

67% more Americans were
impacted by financial data
breaches in 2012 than in 2010.

  • $100
  • Bn

Online fraud costs global economy 'many times
more than $100Bn a year’. Internet security
specialist tells Dublin web conference the amount
stolen online is at least double previous estimates.

(Source: The Guardian, Oct 2013)

  • 44%

Top Cardholders affected
by fraud in 2012


Top Countries

  • Mexico44%
  • United States42%
  • India37%
  • United Arab Emirates36%
  • China36%
  • United Kingdom34%

(Source: ACI Payment Systems, 2012)

  • 2012 Total
    Losses from Fraud

Card issuer losses occur mainly at the point of sale from
counterfeit cards while merchant losses occur mainly on card-not-present
transactions on the Web, at a call center or through mail order.
(Source: The Nilson Report)

$11.27Billion Total

  • 63%
  • Card Issuer Losses
  • 37%
  • Merchant Losses
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Got a question?
Send us a message

We know you will have a lot of questions for us and we
would be more than happy to answer them for you.
Send us directly a message at info@lockbymobile.com