LOCKBYMOBILE IS DEVELOPED BY VOYAGER INNOVATIONS INC.

Voyager Innovations is a wholly owned digital financial solutions subsidiary of Smart Communications, the largest mobile network operator in the Philippines with more than 70 million subscribers as of June 2015.

PLDT is the parent company of Smart Communications and is the Philippines’ leading telecommunications company with the biggest market capitalization of US$14.25 Billion. PLDT in turn is part of First Pacific Holdings which has aggregate of US$42.9 Billion of listed assets under control.

Voyager drives the exploration and creation of disruptive digital services for the rapidly changing digital world. Its team is committed in delivering the next generation of customer-centric digital products and services that would help enable and reimagine digital future.

Voyager's FinTech division provides consumer-centric and demand-driven electronic platforms for financial and non-financial institutions to offer alternative and innovative digital financial solutions, products or platforms across underserved, unserved and banked customers.

Its globally recognized financial innovations include Lendr, a fully digital, multi-channel, telco-agnostic end-to-end consumer loans marketplace platform; LockByMobile, the world’s first mobile-based anti-fraud and card control solution app for all payment cards; Landbank Mobile LoanSaver, the Philippines’s first paperless and fully electronic loan service for government and private sector employees now expanded for overseas Filipinos, micro, small and medium enterprises, and farmers and fishers in the agriculture sector; Rove, a platform for digitizing government and humanitarian disbursements; and, Charge2Phone or C2P, the pioneering global solution that uses mobile number in lieu of a credit card number for online transactions.

In just 3 years, it received a number of awards and recognitions from distinguished international organizations:

2014

2015

2016

(*) finalist